Melinda Torrens
EXP REALTY
LICENSE# DB911085
melinda.torrens@exprealty.com
(207) 776-1602
Sign up online, set up your campaign page, and set your down payment goal.
Share your unique campaign link with family, friends, or anyone else in your network.
Anyone can give gifts up to $5,000 each, online, with a debit or credit card. No taxes or fees. No offline paperwork.
First time buyers can get $2 for every $1 raised through down payment gifting, up to the lesser of $2,000 or 1% of purchase price, towards closing costs.
BONUS! Get $10 per day, per share, per platform, each time you or any of your supporters share your campaign through the Facebook, LinkedIn, or Twitter buttons on your campaign page.
When you or your supporters shop online at over 1,000 participating retailers through the UpIt link on your campaign page, a percentage of your purchase is pledged to your down payment.
Participating retailers pledge anywhere from 1% to 50% back on your purchase. Earn on average 7.5% per purchase!
You and your supporters can start shopping with UpIt as soon as you set up your campaign page.
BONUS! Get $2 for every $1 pledged through UpIt shopping. This includes your purchases and your supporters’ purchases.
Download and install the UpIt Chrome Extension to make it easy to grow your down payment every time you shop at participating retailers.
I am a native Mainer with over 17 years of experience in real estate brokerage. While I bring a portfolio of very advanced technology skills, strong negotiating savvy, cutting-edge marketing expertise, and superior overall real estate knowledge, the most important thing you need to know about me is how much I really care about my clients. I always put their comfort and happiness at the top of my priorities... before, during, and after the sale. I want all my clients to walk away feeling that they got the best guidance, support, and protection during their real estate transaction. After all, the happier they are, the more likely they are to recommend me to their friends and family, and to call me again when it's time for them to buy or sell their next home. When I first heard about the HomeFundIt program, I was so excited! What a great way to help first-time homebuyers! I also teach a Home Buying Seminar to help you get started. My classes are FREE and will give you a detailed plan for how to make your dream of home ownership a reality. Please message me if you or someone you know is interested in the class.
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Buying a home is a huge commitment, HomeFundIt makes the process easier than ever before. Take a look and see how we have reimagined down payment gifting.
See how Kelly and Robbie used HomeFundIt to shorten their home purchase timeframe. The dream of home ownership was made a reality for them check out how our loan team helped them navigate the process.
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Realtor Disclaimer: More about me: Throughout my career, I have held many roles beyond selling homes and land. I have mentored and coached new agents, developed training programs for real estate companies, and even helped write a textbook. I have been the Marketing Director for two real estate companies, and held the position of Managing Broker for three companies, including eXp Realty. Several local and national title and mortgage companies often call on me to fill in for their closing attorneys. This has given me additional insight into lending and title issues. The extensive knowledge I've accumulated over the years has proven extremely helpful to my clients.
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HomeFundIt™ is a service provided by CMG Financial. CMG Financial is a registered trade name of CMG Mortgage, Inc., NMLS ID #1820 in most, but not all states. CMG Mortgage, Inc. is an equal housing lender. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025.; AK #AK1820; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Hawaii Mortgage Loan Originator Company License No. HI-1820. Mortgage Servicer License No. MS068. Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Licensed by the Oregon Division of Financial Regulation #ML-3000; Rhode Island Licensed Lender #20142986LL; Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending, and Licensed by the Virginia State Corporation Commission #MC-5521. Licensed by the Washington Department of Financial Institutions under the Consumer Loan Act No. CL-1820. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. www.cmgfi.com/corporate/licensing.
